Responsible Credit
Promoting ethical lending, transparent disclosure and customer financial health across microfinance and digital credit.
Association of Microfinance Institutions in Zambia
Advancing Responsible Microfinance and Digital Credit
AMIZ connects microfinance institutions, digital-credit providers, regulators, banks, payment actors and development partners to build a more transparent, safe and inclusive financial ecosystem.
What We Do
Building a responsible financial ecosystem
AMIZ drives three interconnected priorities to strengthen Zambia’s microfinance and digital credit landscape.
Consumer Protection
Championing fair practices, complaint resolution, deduction consent standards and borrower rights.
Financial Inclusion
Expanding access to affordable, responsible financial services for underserved communities across Zambia.
Our Members
View All Members A growing responsible network
AMIZ brings together institutions committed to responsible lending across Zambia.
Agora Microfinance Zambia
Entrepreneurs Financial Centre (EFC)
FINCA Zambia
Madison Finance Company Ltd
MicroLoan Foundation
VisionFund Zambia
ASA Microfinance Zambia
Goodfellow Finance Ltd
Biu Capital Zambia Ltd
The Team
View Team Page Board leadership guiding AMIZ
The current Board positions and names are presented as supplied by the Association.
President
Jack Chinyama
Vice President
James Chona
Treasurer
Chris Kizza
Committee Member
Susan Chibanga
Committee Member
Ivor Muluba
Committee Member
Chilombo Tembo
News & Updates
View All News Latest from AMIZ
Association activities, regulatory developments and sector perspectives from Zambia’s microfinance community.
AMIZ and SMART Zambia Explore Digital Loan System for Civil Servants
AMIZ engaged SMART Zambia Institute to explore a more convenient, secure and responsible digital lending journey for civil servants.
Read articleAMIZ Welcomes New Board at 2026 Handover Ceremony
The Board Handover Ceremony marked a leadership transition and reaffirmed AMIZ’s commitment to a stronger, sustainable and responsible microfinance sector.
Read article BoZ Calls for Stronger Controls on Public-Worker Lending
The Bank of Zambia has raised concern about elevated non-performing loans associated with public workers and reinforced responsible-lending requirements.
Read briefingWhat the April 2026 Financial Stability Report Means for AMIZ Members
The Bank of Zambia report provides important supervisory and risk signals for financial institutions, including the non-bank financial sector.
Read briefing